Gold jewelry instalments

• No interest
• Choose your first payment; no limit on weight or number of pieces
• Up to 6 months, which can be extended or adjusted where appropriate
• Monthly amounts do not have to be equal — adjust them to your budget
• The gold price is set on the closing day; if gold falls, you pay the lower price
• If you think gold will rise, you can switch to the locked-price plan before the final payment, under the conditions
• Money paid is never lost — it can be used in full for other goods or services of the store
• If you urgently need cash during the plan, you can use a pawn (ขายฝาก) of up to 20% of the amount paid
• Gold handed over when fully paid

• For customers who have fully decided: short term, gold sooner
• 3 months, cannot be extended
• Up to 1 baht in weight per customer; any number of pieces
• An instalment fee applies — please ask in store
• Cancelling mid-way refunds only part of the amount, because the store has already bought the gold for you
• Conditions cannot be changed during the plan, and no pawn against the amount paid
• Gold handed over when fully paid

Instalments with a bank credit card

• Receive the gold on contract day
• Pay the card-issuing bank under the bank's conditions
• Bank fees and interest may apply — feel free to ask before deciding

Planning your payments

The monthly amount depends on the weight, the period and the first payment. Tell us a budget you are comfortable with and we will prepare two options for you to compare.

For example, 2 salung over 6 months — a first payment on contract day, the rest split monthly to suit your budget, with the last payment adjusted up or down by the gold price on the closing day

Approximate example · the actual price follows the gold price on the contract day (on the open-price plan the last payment uses the closing-day price)

Steps

1. 1Choose a piece, or tell us the weight you want
2. 2Plan the first payment and monthly amounts with us
3. 3Sign the contract and pay at a comfortable pace
4. 4Fully paid: receive your gold with its warranty card

Gold savings vs instalments